sets for security foilder where download image

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with fckeditor is possible download images for the site;

this images are stored inner a folder;

on Centos (but think is same for other os linux)

which is the correct settings for the owner

now I have
rwx rwx rwx      root (owner and group)

but also
rwx rwx rwx      admin (owner and group)
rwx r-- r--     apache (owner and group)


so which is better solution ?
and why?

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