phpBB installation, permissions

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Just a quick item of note:
Installation Guide says:  chmod  -rw-rw-rw- config.php

Most often this would be done using an FTP client.
I have been unable to do this, and assume its because the dir does not
have 'w' set for   group, other.   I know when creating dir's on a Unix
host, the dir takes on the permissions of its parent.  I'm also
guessing that its rare for "htdocs" directories to have 'w' set  and to
do a chmod for  config.php  requires changing every dir on the tree.

I also noticed some hosts have installers or fantastico to install
Is there any difference, compared to doing it manually ?
Any comments ?   ( I know this isn't specifically a PHP question;
didn't know a better group )

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