mp3 downloads site payment processing

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Hi guys

I have a website that promotes emerging local music artists in my area
and I am hoping to add a payment processing solution that allows the
bands to be paid per download (minus a small fee in commission) does
anyone know what software I used use?

I want the site to automatically pay each artist a fee (ideally
instantaneously but if not once a month) into their bank accounts when
a user pays for a download, but also keeps a percentage in commission
for site maintenance. Does anyone know of a software package that can
achieve this successfully?

Re: mp3 downloads site payment processing

Or alternatively is it possible to use PHP to manage regular payments
to all the artists

Re: mp3 downloads site payment processing

Kimmo Laine wrote:
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Re: mp3 downloads site payment processing

I'd say start with something simple. Just use PayPal for now. Assign
each artist an ID and make sure that ID is tied back to every payment
you receive. At the end of the month, find out how much money you owe
each artist and send them a payment through PayPal. The other
alternative is to pay for your own merchant account and payment
gateway. I've worked with (a payment gateway) before and
I'd recommend them. However, I'd stick with PayPal until you've proven
your business model or else you could end up paying more in fees then
you collect in payments.


Re: mp3 downloads site payment processing

@Bradley, I'm relatively certain your suggestion would violate the
PayPal EULA since IIRC it says you can't take payments on behalf of
someone else.
That said the mass payment utility in PayPal could be utilized to
effect the desired result if I'm wrong about the EULA.

@ phpuser32423,
In PHP all things are possible, PHP is a programming language and as
such there are a million ways to do what you're asking, both in code
and in concept.
For concept, once you get past how do "YOU" get paid safely (Note:
PayPal is notorious for downloader fraud, where once the item is
downloaded the person just issues a chargeback, and you're left holding
the ball).
You're better off taking e-Gold or some other form of non-reversible
payment., in this instance.  Also watch out for transaction fees,
Micropayments (payments of less than a dollar) tend to be fairly

Anyways back to what I was saying earlier, once you get past how YOU
get paid, then you need to get past the problem of how to pay the
artist(s).  Monthly is by far the best solution (it's alot cheaper in
terms of fees), and giving them as many different options as possible
to choose from is a great idea, since most artists may not even want to
be paid the same way... Some will want checks, some will want PayPal,
some will want Direct Deposit, some may desire other forms of payment.

I'm currently working on a project for a client who wants to set up a
payment facilitating service specifically targeted to merchants whos
average transaction is < $20USD (thats a market that's evidently all
but untouched at the moment), the service handles both Micro and Macro
payments.  Right now I'm working on a seamless unattended debit/credit
gateway. Once that works they will be entering beta.
If your interested in some more advice, interested in the beta, or need
some help setting up shop, please feel free to drop me a line, smorrey
at gmail dot com
And I'll see what I can do.
Have a great day!

Re: mp3 downloads site payment processing says...

Quoted text here. Click to load it

Just a thought... the way around this is to offer a tangible product,  
which then qualifies you for PayPal's merchant protection. Example:

The product you are selling is an audio CD or CD-ROM with the MP3's they  
ordered. As an added "bonus" they will also get acess to a restricted  
link where they may download their MP3(s) for instant gratification.

Not only will you get PayPal's merchant protection this way, but you  
just might reduce bandwidth on your server. People with slower dial-up  
connections might just be willing to wait for the postman.

All IMHO of course, to be taken with a grain of salt.

Incidentally, you might want to take a peek at the eCommerce module for  
Drupal (as well as the PHP source code)....


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