Problems with HTML and CSS

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   I am building a prototype Web site, and am trying to use CSS to
handle some of the formatting.  Although I have some (?) experience with
HTML coding, I am completely new to CSS - and I don't have much
understanding of their relationship. 8<{{
   That being said, I have the following code that has many problems:
(1). The 2nd, 3rd, and 4th items on the page get progressively aligned
to the right, rather than each being centered.
(2) The links 4 menu items (History, Sales, Photos & Neightborhood)
don't work.
   I suspect there are many issues with <div> usage (I don't understand
what that tag is used for...), and perhaps something with the way I have
defined the "style".  Also, if the is the wrong NG, please direct me
where I might address and learn these issues.  TIA...
   Here is the code:
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN">
<meta content="text/html; charset=ISO-8859-1" http-equiv="content-type">
  <title>Regency House Building</title>
  <style type="text/css">
ul1 {
a {
padding:0.2em 0.6em;
b {
color: black;
p.margin {margin: 0cm 3cm 0cm 3cm; text-indent:1cm;
<body style="color: rgb(255, 255, 255); background-color: Brown;"
alink="#ff6600" link="#99ff99" vlink="#990099">
<div style="text-align: center;">
  <li><a href="#History">History</a></li>
  <li><a href="#Sales">Units for Sale</a></li>
  <li><a href="#Photos">Photo Gallery</a></li>
  <li><a href="#Neighborhood">The Neighborhood</a></li>

<div style="text-align: center; color: black;">
<b><p name="#History" class="margin">Regency House History</div><br>

<div style="text-align: left; color: black;">
<p class="margin">The Regency House was built in 1964, initially as a
luxury apartment building.
Designed by George H. Schonenberger, it was the second high rise
residential building constructed in Phoenix
(Phoenix Towers, built in 1956, was the first).<br>
<p class="margin">In 2004, after rejecting several attempts to update
and improve the aging interiors of the building, the owners
voted overwhelmingly to accept a comprehensive proposal to redo the
common areas.  This plan, done by Copeland Interiors, Inc.,
included all halls and lobbies, as well as the Social Room, Front
Desk/Lobby, and the creation of a Fitness Center in the
unused Library.  The project designer oversaw all aspects of this year-
long project, which retained the stately wood interiors,
but added new lighting, carpets, flooring, and completely redesigned the
Front Desk/Lobby.
<p class="margin">The Social Room got special attention, with new
furniture, a grand piano, large screen TV, and stereo.  An interesting
aspect used 76 nostalgic photographs obtained from various sources,
including many residents.  These photos are used throughout the
building to highlight the city's and neighborhood's history, integrating
the building's fresh, new appearance and the local area's
diverse past.  Of special note is the "community effort" this part of
the project assumed, when
many residents worked together to acquire, identify, and prepare these
pictures during a day-long
"framing party" for these pictures.
<p class="margin">Upon completion of the project, it was submitted to
the 2005 ASID North Chapter Professional Awards, where it won First
Place in Commercial Design, as well as Best of Show.<br>[etc.]</b></p>

<div style="text-align: center; color: black;">
<p><b name="#Sales">Units for Sale<br></p></div>
<div style="text-align: left; color: black;">
<p class="margin">Following is a (non-exaustive) list of condominium
units for sale in the Regency House (as of 03/16/2008):

<div style="text-align: center; color: black;">
<p><b name="#Photos">Photos<br></p></div>
<div style="text-align: left; color: black;">
<p class="margin">

<div style="text-align: center; color: black;">
<p><b name="#Neighborhood">Our Neighborhood<br></p></div>
<div style="text-align: left; color: black;">
<p class="margin">List of schools, churches, shopping, restaurants,
entertainment, and such.  Possibly reviews (as appropriate...)


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