Too much protection ??

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I'm currently running XP SP3 with AVG and Zone Alarm.  I'm also running
Windows Defender along with Spybot's Tea-Timer and SD helper turned on along
with Ad-Aware's Ad-Watch Live.  I had seen a comment recently that running
Defender was sufficient and to just use the on-demand scans from Spybot &
Ad-Aware. Am I really getting any significant benefit from running all 3

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