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Posted by info@homesteadservicesflorida. on March 26, 2007, 8:38 am
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Why is Our Trademarked, Patented #1 ranked Credit Restoration System
Been So Extremely Effective since 1999?
Why do more private investors use our system than any other?
Why do more attorneys use our system than any other?
Why do more mortgage brokers use our system than any other?
Why do more loan officers use our system than any other?
Why do more realtors use our systems than any other?
Why do more consumers use our system than any other?
Because the "Proof is in the Pudding"
"the way to get our neighbor to change is not through harsh rebuke,
argumentation, or clever persuasion. The only way to convince anyone
of anything is by way of a clear and obvious proof."
This Credit Restoration System is the only Trademarked & Patented
system in the Credit Restoration Industry. No other company has the
authority to use this proprietary system. Our home office had uniquely
developed this irrefutable credit restoration system in 1999, with an
astounding proficiency rating that stands at an 87+% deletion ratio,
which is a completely true and honest reporting.
NO other credit restoration company or credit repair company even
comes close to our track record and deletion ratio..... NO ONE!
In fact, our deletion ratio of 87% would even much higher if certain
clients would have completed the entire process from beginning to end
rather than vacate the process once they received the credit score
increase that they have desired from the offset in order to achieve
their loan approval. Each client receives one full year of service and
is not based on a month to month payment plan or a dollar amount, per
deletion per credit report.
Our Credit Restoring Process......
Our Process is very simple and the Most Effective :
=B7 It is a section of the Fair Credit Reporting Act (FCRA) that
we have found a distinctive yet well concealed reporting violation
between the Creditor and the Credit Reporting Bureaus and we have
legally exposed it to benefit our clients and referred clients!
=B7 The Credit Reporting Bureaus have failed EVERY TIME to
provide and produce what is legally and mandatorily required by
Federal Law to keep the challenged negative marks on a credit
report.
=B7 WE FORCE THE CREDIT REPORTING AGENCIES TO FOLLOW THE LAW,
PRECISELY!
=B7 There are more than 200 credit reporting laws and 400 by
laws. We are disputing Federal Reporting Law not whether or not an
account is yours or not but whether or not the credit bureaus have
"verifiable proof".
=B7 The Negative credit dispute is NEVER about what "type" of
negative marks we challenge but what the negative mark is and how
verifcation must be officially produced and verified.
=B7 If you were to request the same verifiable proof from the
creditor.....the creditor would usually comply very quickly and would
often times fax or mail you a copy of your account application/history
within 24 hours. That is fine.....but the creditor does not own the
credit reporting bureau's report......the credit reporting bureaus own the
credit reports!
=B7 The Credit Reporting Bureaus are the private agencies
reporting your information to banks, mortage companies, credit unions,
auto dealerships, loan companies, underwriters, loan officers and so
forth.
=B7 Under the Federal Credit Reporting Act ..... The Credit
Reporting Bureaus must provide verifiable documentation if requested
by you, the consumer.
=B7 Here is what we have found to be VERY interesting. We have
assisted over 37,000+ clients since 1999. Each client had an average
of 15 negative accounts listed in the dispute we filed.......each credit
reporting bureau has their own independent investigation of the
disputed negative items....so that is over 2.1 million accounts that
these 37,000+ clients have represented. We received NEVER received a
single, verifiable copy of documented proof on a single client
account.......NEVER!
=B7 Our trustworthy statistics in regards to our deletion ratios
says it all! "The Proof is in the Pudding"
=B7 Please take note: If our Interpretation of Federal Law was
wrong, incorrect, erronous, faulty, false, flawed, misguided or not
100% accurate and correct as we claimed .....Then our Trademarked System
would not work for any client nor would any negative credit items
would be deleted from a client's credit reports nor would any changes
ever occur on their credit reports but are system is impeccable,
flawless and precise in its boasts and proven track record since
1999.......
=B7 We save every single deletion or change that comes in and is
reflected on a client's credit report....we currently hold over 2.1
million+ deletions and/or changes on file since 1999.
=B7 With our system, your clients will now be PRIME borrowers
rather than SUB-PRIME borrowers!
=B7 Investors: Even have all of your good debt ratios removed to
get the best loan rate!
=B7 Real Estate Professional: Close between 20% - 50% more loans
in 2007!
We are considered to charge some of the lowest fees for our credit
restoration services. The main reason is because we only charge a
small, one-time fee that is 100% tax deductible which offers services
up to one full year. There are no up front application fees, no
monthly fees and no hidden costs whatsoever.
Secondly, we see various fees that our so-called competitors charge
which can actually cost a person much more money in the long run. What
we have seen from our competitiors is they charge an up-front
application fee between of $99 - $149 plus a continous monthly fee
between $49 to $199 per month - depends on the service selected.
Typically, credit score improvements do not occur until at least 120
days later (because of required response time) and sometimes even
longer depending on the credit history where the total cost to the
consumer will easily exceed our small, one-time fee. We have even seen
some competitors charge an excessive application fee and then charge a
PER deletion charge, PER credit report - wow! That is also assuming
their service is properly completeing what has been promised to the
client which we don't normally see. Our Home office are legal
specialists and researchers that only performed credit restoration -
they don't sell or buy mortgage loans, they don't buy or sell real
estate, etc.
Our fee is only a one-time cost of $600 for one full year of service
and is 100% Tax Deductible. There is an extra benefit if you are
married, because we will also do your spouse's credit restoration for
"free" and at no additional cost. At the END of twelve (12) months, if
the Client's credit score has not improved (which we have never
experienced) and has fully complied with all Terms and Conditions of
this Contract, we will gladly refund one half (=BD) of the fee back to
the CLIENT.
Typically we have seen credit scores increase from 60-100 points
within 90-120 days but we have seen jumps in credit scores as high as
200 points, in some cases. We possess the most proficient Credit
Restoration System in the industry with the only trademarked, patented
system in the country.
We are the best at what we do, hands down! NO other competitor even
comes close - Not one!
Once again, Our proficiency rating stands at 87+% deletion ratio for
our 37,000+ clients since 1999.
NO other credit restoration company or credit repair company even
comes close to our track record and deletion ratio ..... NO ONE!
If you have been thinking about restoring your own personal
credit.....
or wish to introduce a superior credit restoration system with a
proven track record for the benefit of your clients and to close my
real estate deals.......
or an acomplished investor looking to acquiring the best loan rate for
your next business transaction.....
Feel free to contact us directly
Respectfully Submitted,
Darren Michaels
President / Legal Researcher
941-822-(HOME) 4663
info@homesteadservicesflorida.com
www.homesteadservicesflorida.com
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